LOANMOTIV TERMS OF USE
Terms of Use
These Terms of Use govern your access to and use of the LoanMotiv website, online forms, partner inquiry pages, funding-related information, digital tools, communications, and related services.
Effective Date: 06/05/2026 | Last Updated: 06/05/2026
Important Legal Agreement
By accessing or using the LoanMotiv website or submitting information through LoanMotiv forms, you agree to these Terms of Use and any additional terms, notices, consents, disclosures, or agreements that may apply.
TERMS AT A GLANCE
How These Terms Apply
Website Use
These terms apply when you visit LoanMotiv.com, use online forms, view content, submit inquiries, schedule calls, or interact with LoanMotiv digitally.
No Guarantee of Approval
LoanMotiv does not guarantee approval, eligibility, funding, savings, program terms, partner acceptance, or specific outcomes.
Information Accuracy
Users are responsible for providing accurate, complete, and current information when submitting forms, inquiries, scheduling requests, or partner information.
Legal and Compliance Limits
LoanMotiv information is for general informational and business purposes and does not replace product disclosures, legal advice, financial advice, credit advice, or final program terms.
CONTENTS
Terms of Use Sections
Full Terms Of Use
1. Acceptance of Terms
These Terms of Use are a legal agreement between you and LoanMotiv. By accessing, browsing, using, or submitting information through the LoanMotiv website, online forms, landing pages, partner inquiry pages, scheduling tools, communications, or related digital services, you agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, do not access or use the website, submit information, request information, schedule a call, or otherwise interact with LoanMotiv through the website. LoanMotiv may provide additional terms, consents, disclosures, agreements, authorizations, or notices in connection with specific services, inquiries, applications, partner relationships, or funding-related processes. Those additional terms may supplement or control with respect to the specific product, service, transaction, or relationship described.
2. About LoanMotiv
LoanMotiv helps businesses offer qualified homeowners access to home-equity-powered funding options for meaningful home and life needs. LoanMotiv may provide website content, partner program information, business development resources, referral pathways, inquiry forms, educational materials, and connections to authorized financing or service providers. LoanMotiv is not promising that any user, homeowner, applicant, business, contractor, referral partner, or other party will qualify for any program, funding option, partner relationship, protected category access, or specific terms. Any funding-related option is subject to underwriting, available equity, property review, program guidelines, eligibility requirements, documentation, legal restrictions, and final approval by the appropriate authorized provider.
3. Eligibility to Use the Website
You may use the LoanMotiv website only if you are at least 18 years old, able to enter into a legally binding agreement, and permitted to use the website under applicable law. By using the website, you represent that you are using it for lawful purposes and that any information you provide is accurate, current, and complete to the best of your knowledge. If you are using the website on behalf of a business, contractor, company, organization, or other entity, you represent that you have authority to act on behalf of that entity and to submit information for business review, partnership review, or related communications.
4. No Financial, Legal, Tax, or Credit Advice
The information on the LoanMotiv website is provided for general informational and business purposes only. LoanMotiv does not provide legal advice, tax advice, investment advice, credit advice, mortgage advice, real estate advice, accounting advice, or financial planning advice through the website. Nothing on the website should be interpreted as a recommendation that any homeowner, consumer, business, or partner enter into a specific transaction or rely on a specific funding structure. Users should consult appropriate licensed professionals before making legal, financial, tax, credit, mortgage, real estate, or business decisions. Website content may describe general funding concepts, home-equity-powered options, partner program positioning, qualification factors, and potential use cases. Actual terms, costs, obligations, availability, and suitability depend on the specific program, provider, property, applicant, and applicable law.
5. No Guarantee of Approval, Funding, or Program Terms
LoanMotiv does not guarantee approval, funding, eligibility, savings, program availability, protected category access, specific rates, specific fees, specific terms, specific funding amounts, specific timelines, partner acceptance, or business results. Any references to possible credit score starting points, no traditional monthly payment structures, no refinance, no HELOC, home-equity-powered funding, contractor-direct funding, partner benefits, protected category access, or related program features are subject to qualification, underwriting, available equity, property review, legal restrictions, program guidelines, documentation, and final provider approval. Users should not rely on website content as a promise, commitment, approval, preapproval, quote, offer of credit, financing commitment, or guarantee of any outcome.
6. Home-Equity-Powered Funding Information
LoanMotiv may provide information about home-equity-powered funding options that may allow qualified homeowners to explore access to available home equity without refinancing, opening a HELOC, or adding a traditional monthly payment. These options may be alternatives to traditional financing, depending on the homeowner’s situation, property, eligibility, and program terms. Such information is provided for educational and inquiry purposes only. Any actual funding option may involve costs, fees, repayment obligations, equity-sharing obligations, settlement events, property-related requirements, documentation, restrictions, or other terms that must be reviewed carefully before entering into any agreement. LoanMotiv does not represent that any funding option is suitable for every homeowner or available in every market. Program terms, costs, funding structure, repayment obligations, eligibility, and availability vary.
7. Partner Program Information
LoanMotiv may provide information about partner opportunities for contractors, home improvement companies, service providers, referral partners, financial professionals, and other businesses. Partner program information may include descriptions of potential business benefits, client funding conversations, protected category access, market availability, partner qualification, onboarding, training, or operational expectations. Submitting a partner inquiry does not guarantee partner approval, protected access, category exclusivity, market exclusivity, onboarding, commercial relationship, or continued participation. LoanMotiv may review partner inquiries based on market, vertical, client volume, compliance standards, operational capacity, sales process, business fit, documentation, and other factors. LoanMotiv may approve, deny, pause, revoke, or modify partner access at its discretion, subject to any written agreement that may apply.
8. User Responsibilities
You agree to use the website responsibly, lawfully, and in accordance with these Terms of Use. You are responsible for your use of the website and for any information, content, forms, inquiries, messages, or submissions you provide. You agree not to misuse the website, interfere with website functionality, attempt unauthorized access, submit false information, impersonate another person or business, violate applicable law, infringe the rights of others, or use the website for fraudulent, deceptive, abusive, or unauthorized purposes. Business users and partners are responsible for ensuring that their own advertising, sales scripts, client communications, referral practices, and program descriptions are accurate, compliant, and approved where required.
9. Accuracy of Information Submitted
You agree that any information you submit to LoanMotiv is accurate, complete, and current to the best of your knowledge. This may include contact information, business information, homeowner inquiry information, property-related information, funding-related information, partner qualification information, scheduling information, and communications. LoanMotiv may rely on the information submitted to respond to inquiries, evaluate partner fit, support funding-related processes, coordinate with service providers, or communicate with users. Submitting inaccurate, incomplete, misleading, or fraudulent information may result in denial of service, denial of partner review, termination of access, reporting to appropriate parties, or other action permitted by law.
10. Communications, Calls, Texts, and Emails
By submitting information through the website, forms, calendar tools, or other LoanMotiv channels, you authorize LoanMotiv and its representatives, service providers, affiliates, authorized partners, or financing-related providers to contact you regarding your inquiry, partner interest, funding-related request, qualification review, or related services. Communications may occur by phone, email, text message, voicemail, or other methods permitted by law and based on the consent provided. Message frequency may vary. Message and data rates may apply. Where text messaging applies, users may reply STOP to opt out and HELP for assistance where supported. Opting out of marketing communications does not prevent LoanMotiv from sending transactional, legal, compliance, security, or relationship-related communications. Users are responsible for providing accurate contact information and for promptly updating LoanMotiv if contact information changes.
11. Consent to Electronic Communications
You consent to receive communications, notices, disclosures, agreements, updates, and records electronically when you interact with LoanMotiv digitally. Electronic communications may be provided by email, website posting, text message, online portal, downloadable document, or other electronic means. You agree that electronic communications satisfy any legal requirement that such communications be in writing, to the extent permitted by law. You may need access to a device, internet connection, current web browser, email account, PDF reader, and sufficient storage or printing capability to receive and retain electronic communications.
12. Third-Party Providers and Partner Services
LoanMotiv may work with third-party service providers, technology vendors, financing providers, underwriting providers, marketing vendors, analytics providers, calendar tools, form providers, compliance vendors, referral partners, contractors, and other authorized parties. LoanMotiv is not responsible for the acts, omissions, websites, privacy practices, security practices, terms, policies, or services of independent third parties, except as required by applicable law. If you interact with a third-party website, provider, form, calendar, or platform, you may be subject to that third party’s own terms and privacy policies. You should review all applicable third-party terms before proceeding.
13. Website Content and Intellectual Property
The LoanMotiv website, brand assets, text, graphics, logos, icons, images, layouts, designs, page structure, copy, trademarks, service marks, trade names, videos, forms, downloadable materials, and other content are owned by or licensed to LoanMotiv and are protected by intellectual property laws. You may access and use website content for personal, internal business, or informational purposes related to evaluating LoanMotiv services. You may not copy, reproduce, distribute, modify, sell, lease, reverse engineer, scrape, frame, or exploit website content for commercial purposes without LoanMotiv’s prior written permission. Nothing on the website grants any license or right to use LoanMotiv trademarks, logos, trade names, or proprietary materials without written authorization.
14. Prohibited Uses
You agree not to use the website for any unlawful, harmful, deceptive, abusive, or unauthorized purpose. Prohibited uses include submitting false, misleading, or fraudulent information; attempting unauthorized access; using bots, scrapers, crawlers, or automated tools to collect data without permission; interfering with website functionality; uploading malicious code; misrepresenting your identity or authority; making unauthorized statements about LoanMotiv; or using LoanMotiv content in violation of consumer protection, advertising, privacy, telemarketing, financial services, or other applicable laws.
15. Privacy
LoanMotiv’s collection, use, disclosure, and protection of personal information is described in the LoanMotiv Privacy Policy. By using the website or submitting information, you acknowledge that LoanMotiv may handle information as described in the Privacy Policy and any applicable notices, consents, or disclosures. The Privacy Policy is incorporated into these Terms of Use by reference.
16. Disclaimers
The website and its content are provided on an “as is” and “as available” basis. LoanMotiv makes no warranties or representations that the website will be uninterrupted, error-free, secure, current, complete, accurate, or free of viruses or harmful components. LoanMotiv does not warrant that any website content, funding-related information, partner program information, eligibility description, use case, or communication will meet your needs or produce any particular result. To the fullest extent permitted by law, LoanMotiv disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, and reliability.
17. Limitation of Liability
To the fullest extent permitted by law, LoanMotiv and its owners, officers, directors, employees, contractors, representatives, affiliates, service providers, and partners will not be liable for indirect, incidental, consequential, special, exemplary, punitive, or lost-profit damages arising out of or related to your use of the website, reliance on website content, submission of information, inability to access the website, third-party services, or these Terms of Use. LoanMotiv’s total liability for any claim arising out of or related to the website or these Terms of Use will be limited to the maximum extent permitted by applicable law. Some jurisdictions do not allow certain limitations of liability, so some limitations may not apply to all users.
IMPORTANT FUNDING DISCLOSURES
Financial Services and Funding Disclaimers
LoanMotiv information is designed to help users understand potential funding pathways and partner opportunities, but it is not a guarantee of approval, funding, eligibility, or specific program terms.
USER RESPONSIBILITIES
Use LoanMotiv Responsibly
Submit Accurate Information
Users must provide accurate, complete, and current information when submitting forms or inquiries.
Do Not Misrepresent
Users may not misrepresent identity, business authority, eligibility, program terms, approval status, or relationship with LoanMotiv.
Use Approved Language
Business partners must not promise approval, guaranteed funding, fixed terms, no costs, or universal eligibility.
Follow Applicable Law
Users and partners are responsible for complying with applicable privacy, advertising, telemarketing, consumer protection, and financial services laws.
STATE PRIVACY COMPLIANCE
State Privacy Rights
Residents of certain states may have additional privacy rights under applicable law regarding the collection, use, and sharing of their personal information. These may include the right to access, delete, or limit the sharing of data, subject to state-specific exemptions.
Review State-Specific Disclosures
Navigate to Section 13 of our comprehensive Privacy Policy to review specific rights, disclosures, and instructions for residents of California and other applicable states.
LEGAL TERMS
Disputes, Limitations, and Legal Review
LoanMotiv intends these Terms of Use to provide clear website rules, user responsibilities, disclaimers, and legal protections. Any arbitration, class action waiver, governing law, venue, or jury trial language should be finalized by legal counsel before publication.
Informal Resolution
Before pursuing a formal claim, users agree to first contact LoanMotiv and make a good-faith effort to resolve the concern directly. LoanMotiv will review submitted issues, respond through an appropriate channel, and work toward a reasonable resolution before either party begins formal dispute proceedings, except where applicable law requires otherwise.
Legal Review Required
These Terms define the rules for using the LoanMotiv website, submitting information, reviewing partner opportunities, and interacting with LoanMotiv’s online services. They include user responsibilities, prohibited conduct, disclaimers, liability limits, indemnification obligations, and dispute procedures to the fullest extent permitted by applicable law.
Applicable Law Controls
Certain rights, remedies, limitations, or exclusions may vary by jurisdiction, and these Terms are intended to apply only to the fullest extent permitted by applicable law. Nothing in these Terms is intended to limit, restrict, or waive any rights that cannot be limited, restricted, or waived under applicable law or controlling legal authority.
CONTACT
Questions About These Terms?
Contact LoanMotiv with questions about these Terms of Use, website access, or legal notices.
Email: [INSERT LEGAL CONTACT EMAIL]
Phone: (660)626-9621
Mailing Address:1621 Central Ave #8227, Cheyenne, WY 82001
Clear Terms. Responsible Use. Trusted Access.
LoanMotiv is committed to clear website rules, responsible information handling, and compliant partner and homeowner funding conversations.
LoanMotiv helps businesses offer qualified homeowners access to home-equity-powered funding options for meaningful home and life needs.
LoanMotiv does not guarantee approval, funding, savings, eligibility, or specific program terms. Financing options are available only to qualified homeowners and are subject to underwriting, available equity, property review, program guidelines, and other eligibility requirements. Program terms, costs, funding structure, repayment obligations, and availability vary.
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